Business Portal
Manage points of sale, operators, licenses and transfers across your acquiring network.
- Point-of-sale fleet
- Operators
- Licenses
Punto Digital One phone, one payment terminal.
Punto Digital turns a smartphone into a payment terminal: it accepts contactless Visa and Mastercard cards and QR payments, with no additional hardware.
Alodiga product datasheet. For information only; capabilities are confirmed in the technical proposal. Online version: https://alodiga.com/en/productos/softpos
Capabilities
The merchant chooses which currency to settle in and manages batch closing from the app. Devices are managed as a fleet from the Business Portal.
- No hardwareThe device is the terminal.
- NFC and QRTap to Pay and dynamic QR.
- Hybrid paymentsCards and digital assets in the same app.
- Flexible settlementIn local currency or stablecoins.
Technical specifications
- Native SDK and integration with third-party apps
- End-to-end encryption
- NFC on Android and iOS (Tap to Pay)
What Punto Digital looks like
Screenshots of the platform in operation. Click an image to enlarge it. Sensitive data blurred
Legal and regulatory framework
Punto Digital is designed to operate within the regulations.
Your institution remains the obligated party before SUDEBAN and the BCV. Punto Digital gives you the controls, records and evidence those regulations require, ready for audit.
- Venezuela
Law of the Central Bank of Venezuela and BCV regulations on payment systems and the exchange regime (Exchange Agreement No. 1)
Interbank payments, mobile payment (pago móvil), foreign currency transactions and authorized exchange houses.
- Venezuela
SUDEBAN, Resolution No. 001.21: Rules governing financial technology services (G.O. No. 42.151, reprinted in G.O. No. 42.162)
Prior authorization of financial technology institutions (ITF) and bank partnerships with Fintech providers.
- Venezuela
Constituent Decree on the Comprehensive Crypto-Asset System (G.O. No. 41.575) and SUNACRIP regulations
Registration and prior authorization of services involving digital assets.
- Venezuela
Special Law against Computer Crimes
Unauthorized access, sabotage, computer espionage, electronic fraud and misuse of cards.
- International standard
PCI MPoC (PCI Security Standards Council)
Card acceptance on commercial off-the-shelf phones and tablets.
- International standard
PCI DSS (PCI Security Standards Council)
Protection of cardholder data.
Alodiga is a technology provider and does not offer financial services to the public. When a service requires prior authorization (for example, as a financial technology institution before SUDEBAN, or before SUNACRIP for digital assets), it is activated only once that authorization has been obtained. In other countries, the equivalent local regulations apply. See legal information.
Related modules
AloPay Acquiring
Acceptance on web, app, Punto Digital and QR with smart routing and retries across acquirers.
- Omnichannel acceptance
- Smart routing
- Cascading retries
White-label Wallet
White-label wallet with virtual cards, QR, P2P, loyalty, and fiat and digital balances.
- Virtual cards
- Apple Pay and Google Pay
- QR and P2P
Would you like to see Punto Digital with your own use cases?
Tell us what you want to launch or modernize and which systems you run today. We will walk you through the platform with your case and a phased roadmap, with no commitment.
- We contact you through the channel you prefer.
- Demo with a solutions architect, focused on your current systems.
- Phased proposal: which module first, why, and what result to expect.
Or directly: info@alodiga.com · +1 305 815 4862