AloPay Acquiring
Acceptance on web, app, Punto Digital and QR with smart routing and retries across acquirers.
- Omnichannel acceptance
- Smart routing
- Cascading retries
International Payments and Remittances Send and receive funds across countries without relying solely on correspondent banking.
Infrastructure with multiple payment networks to move money across countries with near-instant settlement, a visible exchange rate and AML/CFT controls by country of origin and destination.
Alodiga product datasheet. For information only; capabilities are confirmed in the technical proposal. Online version: https://alodiga.com/en/productos/pagos-internacionales
Capabilities
Your institution accesses local payment networks, SWIFT and SEPA through a single integration, and tracks every payment end to end through status webhooks. Designed for remittance companies, fintechs and banks competing in corridors such as the US, Europe and Latin America.
- Disbursement networkPayout to account, card, wallet or cash.
- Visible exchange rateLive rates, with no hidden margins for your customer.
- Compliance by jurisdictionAML/CFT engine for each country of origin and destination.
- Fast settlementLocal rails to move capital without days of waiting.
- One payouts APIMass payouts and individual remittances with the same integration.
Technical specifications
- Orchestration of SWIFT, SEPA and local payment networks
- End-to-end status webhooks
- ISO 20022 messaging
- Geographic redundancy
Legal and regulatory framework
International Payments and Remittances is designed to operate within the regulations.
Your institution remains the obligated party before SUDEBAN and the BCV. International Payments and Remittances gives you the controls, records and evidence those regulations require, ready for audit.
- Venezuela
Law of the Central Bank of Venezuela and BCV regulations on payment systems and the exchange regime (Exchange Agreement No. 1)
Interbank payments, mobile payment (pago móvil), foreign currency transactions and authorized exchange houses.
- Venezuela
SUDEBAN, Resolution No. 010.25 (G.O. No. 43.098 of 03/31/2025)
Management and oversight of the risks of money laundering, terrorist financing and proliferation of weapons of mass destruction (LC/FT/FPADM).
- Venezuela
Organic Law against Organized Crime and Terrorist Financing (LOCDOFT)
Duty of prevention, customer due diligence, record keeping and suspicious activity reporting.
- International standard
FATF and GAFILAT Recommendations; UN and OFAC sanctions lists
International AML/CFT standard and screening of individuals against lists.
- International standard
ISO 20022
Standard financial messaging for payments and interoperability.
Alodiga is a technology provider and does not offer financial services to the public. When a service requires prior authorization (for example, as a financial technology institution before SUDEBAN, or before SUNACRIP for digital assets), it is activated only once that authorization has been obtained. In other countries, the equivalent local regulations apply. See legal information.
Related modules
White-label Wallet
White-label wallet with virtual cards, QR, P2P, loyalty, and fiat and digital balances.
- Virtual cards
- Apple Pay and Google Pay
- QR and P2P
AloCompliance
Biometric KYC/KYB, AI-powered transaction monitoring and sanctions list screening.
- Graph analysis
- Transaction monitoring
- Liveness check
Would you like to see International Payments and Remittances with your own use cases?
Tell us what you want to launch or modernize and which systems you run today. We will walk you through the platform with your case and a phased roadmap, with no commitment.
- We contact you through the channel you prefer.
- Demo with a solutions architect, focused on your current systems.
- Phased proposal: which module first, why, and what result to expect.
Or directly: info@alodiga.com · +1 305 815 4862