AloCore Banking
Customers, multi-currency accounts and real-time accounting from a single multi-entity console.
- Customer management
- Complete financial history
- Multi-entity (multi-tenant)
Community Banking Your own community bank, in weeks rather than years.
API-first infrastructure so local communities, cooperatives, fintechs and merchants can launch full banking services without building a core from scratch.
Alodiga product datasheet. For information only; capabilities are confirmed in the technical proposal. Online version: https://alodiga.com/en/plataforma/community-banking
Capabilities
Accounts, cards, loans and compliance come integrated. You pay per use, with no large upfront infrastructure investment.
- Multi-currency accountsReal-time ledger.
- CardsPhysical and virtual issuing.
- Biometric onboardingAutomated KYC/AML from a mobile phone.
- Payment networksIntegration with global networks.
Technical specifications
- Microservices on AWS
- Ready for PCI-DSS and SOC 2
- Documented REST APIs
- ISO 20022
Legacy system vs. Community Banking
| Aspect | Legacy system | Community Banking |
|---|---|---|
| Investment | Own licenses and infrastructure | Pay-per-use SaaS model |
| Compliance | Manual | Automated from day one |
| Scalability | Limited by hardware | Cloud with autoscaling |
| Maintenance | Handled by the institution | Managed by Alodiga |
Legal and regulatory framework
Community Banking is designed to operate within the regulations.
Your institution remains the obligated party before SUDEBAN and the BCV. Community Banking gives you the controls, records and evidence those regulations require, ready for audit.
- Venezuela
Decree with Rank, Value and Force of Law on Banking Sector Institutions (G.O. Ext. No. 6.154 of 11/19/2014)
Banking secrecy, outsourcing of technology services and SUDEBAN supervision.
- Venezuela
SUDEBAN, Resolution No. 010.25 (G.O. No. 43.098 of 03/31/2025)
Management and oversight of the risks of money laundering, terrorist financing and proliferation of weapons of mass destruction (LC/FT/FPADM).
- Venezuela
SUDEBAN, Resolution No. 641.10: Rules governing the use of electronic banking services
Security, authentication, availability and traceability of electronic channels.
- Venezuela
BCV resolutions on interest rates and fees
Limits on lending and deposit rates and on fees applicable to credit and savings products.
- Venezuela
Constitution of the Bolivarian Republic of Venezuela (arts. 28, 48 and 60)
Habeas data, secrecy of communications and limits on the use of information technology to protect privacy.
- Venezuela
Decree-Law on Data Messages and Electronic Signatures (SUSCERTE)
Legal validity of electronic contracts, documents and signatures.
Alodiga is a technology provider and does not offer financial services to the public. When a service requires prior authorization (for example, as a financial technology institution before SUDEBAN, or before SUNACRIP for digital assets), it is activated only once that authorization has been obtained. In other countries, the equivalent local regulations apply. See legal information.
Related modules
AloCompliance
Biometric KYC/KYB, AI-powered transaction monitoring and sanctions list screening.
- Graph analysis
- Transaction monitoring
- Liveness check
White-label Wallet
White-label wallet with virtual cards, QR, P2P, loyalty, and fiat and digital balances.
- Virtual cards
- Apple Pay and Google Pay
- QR and P2P
Would you like to see Community Banking with your own use cases?
Tell us what you want to launch or modernize and which systems you run today. We will walk you through the platform with your case and a phased roadmap, with no commitment.
- We contact you through the channel you prefer.
- Demo with a solutions architect, focused on your current systems.
- Phased proposal: which module first, why, and what result to expect.
Or directly: info@alodiga.com · +1 305 815 4862