AloCore Banking
Customers, multi-currency accounts and real-time accounting from a single multi-entity console.
- Customer management
- Complete financial history
- Multi-entity (multi-tenant)
PIE · Product Engine Configure financial products without writing code.
PIE is the product command center: your team defines and parameterizes loans, savings and factoring, generates reports and operates with an AI assistant that guides every flow.
Alodiga product datasheet. For information only; capabilities are confirmed in the technical proposal. Online version: https://alodiga.com/en/plataforma/pie
Capabilities
Changing a rate or launching a microloan is no longer a development project. PIE combines a no-code rules engine with a generative AI copilot trained on your platform's data, and a ledger that reconciles by product.
- AI assistantBuilt-in copilot that guides every operational action in real time.
- Product configuratorDefine and parameterize loans, savings and factoring without code.
- One-click reportsCustomers, loans and savings exportable to Excel or PDF.
- Centralized accountingReal-time ledger with automatic reconciliation by product.
- Dynamic segmentationUser grouping by behavior and risk.
Technical specifications
- Event-driven architecture with Kafka
- No-code rules engine for the product lifecycle
- Generative AI trained on your platform's data
- Integration with legacy cores (AS/400, mainframe) via REST
What PIE · Product Engine looks like
Screenshots of the platform in operation. Click an image to enlarge it. Sensitive data blurred
From operational problem to solution
The problem
Changing an interest rate takes weeks of code and testing.
With PIE · Product Engine
Parameters configurable in minutes, without touching code.
The problem
Operations depend on lengthy manuals and a few expert people.
With PIE · Product Engine
An assistant that guides the operator step by step.
The problem
A regulatory or profitability report takes days.
With PIE · Product Engine
Live operational and accounting reports, exportable instantly.
Traditional systems vs. PIE
| Aspect | Traditional systems | PIE |
|---|---|---|
| Product configuration | Custom development | No code, with AI assistance |
| Reports | Manual | One click, PDF or Excel |
| Operational assistance | Static documentation | Real-time assistant |
| Customer analysis | Daily batch reports | Live segmentation |
Legal and regulatory framework
PIE · Product Engine is designed to operate within the regulations.
Your institution remains the obligated party before SUDEBAN and the BCV. PIE · Product Engine gives you the controls, records and evidence those regulations require, ready for audit.
- Venezuela
BCV resolutions on interest rates and fees
Limits on lending and deposit rates and on fees applicable to credit and savings products.
- Venezuela
SUDEBAN prudential rules on integrated risk management and protection of financial services users
Operational and technology risk, business continuity, transparency and complaint handling.
- Venezuela
Decree with Rank, Value and Force of Law on Banking Sector Institutions (G.O. Ext. No. 6.154 of 11/19/2014)
Banking secrecy, outsourcing of technology services and SUDEBAN supervision.
- Venezuela
Constitution of the Bolivarian Republic of Venezuela (arts. 28, 48 and 60)
Habeas data, secrecy of communications and limits on the use of information technology to protect privacy.
- International standard
OECD AI Principles and ISO/IEC 42001; draft Artificial Intelligence Law (under discussion in the National Assembly)
Transparency, explainability, human oversight and risk management of AI systems.
Alodiga is a technology provider and does not offer financial services to the public. When a service requires prior authorization (for example, as a financial technology institution before SUDEBAN, or before SUNACRIP for digital assets), it is activated only once that authorization has been obtained. In other countries, the equivalent local regulations apply. See legal information.
Related modules
Smart Factoring
Full factoring cycle: invoice upload, debtor risk assessment and settlement.
- Full cycle
- Risk assessment
- Accounts and balances
AloCompliance
Biometric KYC/KYB, AI-powered transaction monitoring and sanctions list screening.
- Graph analysis
- Transaction monitoring
- Liveness check
Would you like to see PIE · Product Engine with your own use cases?
Tell us what you want to launch or modernize and which systems you run today. We will walk you through the platform with your case and a phased roadmap, with no commitment.
- We contact you through the channel you prefer.
- Demo with a solutions architect, focused on your current systems.
- Phased proposal: which module first, why, and what result to expect.
Or directly: info@alodiga.com · +1 305 815 4862