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Plan Mayor Your dealer network stocked, without squeezing cash flow.

Plan Mayor is an inventory (wholesale) financing solution: the bank pays the supplier and the dealer repays the debt as each unit is sold.

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Alodiga product datasheet. For information only; capabilities are confirmed in the technical proposal. Online version: https://alodiga.com/en/plataforma/plan-mayor

Illustration: dealership showroom with financed inventory panels
Illustrative image

Capabilities

A dual portal connects the anchor company, which assigns and adjusts credit lines for its distributors, with each distributor, who creates orders and requests factoring from their console. Each unit is identified by its VIN and reconciled with the core banking system.

  1. Anchor company portalFinancial summary and credit limit control per distributor.
  2. Distributor portalPurchase orders and factoring requests in one click.
  3. Real-time summaryTotal limit, available limit, pending orders and pending factoring.
  4. VIN traceabilityEach financed unit tracked from invoice to sale.
  5. Offset with Plan MenorWhen the vehicle is sold, the debt is settled automatically.

Technical specifications

  • Unique identifier per VIN
  • Status validation in RUNT (Colombia)
  • IBR + spread interest calculation
  • API integration with dealer DMS
  • Payment via PSE

What Plan Mayor looks like

Screenshots of the platform in operation. Click an image to enlarge it. Sensitive data blurred

Lifecycle of a Plan Mayor obligation

  1. Invoice upload

    Owner
    Supplier / bank
    Action
    Registration of the VIN and CUFE.
    Impact
    The vehicle enters the financed inventory.

  2. Authorization

    Owner
    Authorizer
    Action
    Rate and term validation.
    Impact
    The obligation is formalized.

  3. Limit control

    Owner
    Bank
    Action
    Credit line availability check.
    Impact
    Credit risk managed in real time.

  4. Payment or offset

    Owner
    Core / dealer
    Action
    Settlement via PSE or offset with Plan Menor.
    Impact
    The inventory is released and the debt is closed.

Legal and regulatory framework

Plan Mayor is designed to operate within the regulations.

Your institution remains the obligated party before SUDEBAN and the BCV. Plan Mayor gives you the controls, records and evidence those regulations require, ready for audit.

  • Venezuela

    Law on Sales with Retention of Title and INTT regulations

    Security interests over financed vehicles and their registration (in Colombia, integration with RUNT).

  • Venezuela

    Commercial Code and Civil Code (assignment of receivables)

    Validity of the invoice as a negotiable instrument and of the assignment of receivables to the financier.

  • Venezuela

    Organic Law against Organized Crime and Terrorist Financing (LOCDOFT)

    Duty of prevention, customer due diligence, record keeping and suspicious activity reporting.

  • Venezuela

    SUDEBAN, Resolution No. 010.25 (G.O. No. 43.098 of 03/31/2025)

    Management and oversight of the risks of money laundering, terrorist financing and proliferation of weapons of mass destruction (LC/FT/FPADM).

  • Venezuela

    Decree-Law on Data Messages and Electronic Signatures (SUSCERTE)

    Legal validity of electronic contracts, documents and signatures.

Alodiga is a technology provider and does not offer financial services to the public. When a service requires prior authorization (for example, as a financial technology institution before SUDEBAN, or before SUNACRIP for digital assets), it is activated only once that authorization has been obtained. In other countries, the equivalent local regulations apply. See legal information.

Related modules

Liquidity for businesses

Smart Factoring

Full factoring cycle: invoice upload, debtor risk assessment and settlement.

  • Full cycle
  • Risk assessment
  • Accounts and balances
Cloud-native core banking

AloCore Banking

Customers, multi-currency accounts and real-time accounting from a single multi-entity console.

  • Customer management
  • Complete financial history
  • Multi-entity (multi-tenant)
Product Intelligence Engine

PIE · Product Engine

Loan, savings and factoring configurator with an AI assistant, reports and centralized accounting.

  • AI assistant
  • Product configurator
  • One-click reports

Would you like to see Plan Mayor with your own use cases?

Tell us what you want to launch or modernize and which systems you run today. We will walk you through the platform with your case and a phased roadmap, with no commitment.

Book a demo Message us on WhatsApp

What happens next

  1. We contact you through the channel you prefer.
  2. Demo with a solutions architect, focused on your current systems.
  3. Phased proposal: which module first, why, and what result to expect.

Or directly: info@alodiga.com · +1 305 815 4862