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We are not a bank. We are the core banking and payments platform that grows yours.

Launch financial products in weeks, stop fraud the moment it happens and modernize your core while operations keep running. Core banking, payments, AI-powered fraud prevention and digital banking for banks, credit unions, fintechs and currency exchange houses in Venezuela and Latin America.

Book a demo See how it works

Modular financial infrastructure for mid-sized institutions in Latin America: modernize without switching the bank off.

Start with one module. Grow with the whole platform.

Contract only what you need today and add capabilities as your business requires, on top of your current core or on AloCore. Select a module to see what it solves.

Platform map. Select a module to see what it does.

  • Alodiga Core
  • Alodiga Pay
  • Alodiga Channels
  • Alodiga Shield
  • Alodiga Credit
Channels
Product, payments and orchestration
Core
or your current core
Alodiga Shield: compliance and anti-fraud across every layer

Alodiga Core

AloConnect

Translates protocols between your current core and new services (ISO 20022, FIX, SOAP).

Learn about AloConnect →

What holds your institution back, solved.

  1. Your core is decades old and every change becomes a months-long project.

    No replacement needed: AloConnect connects it to modern channels and APIs so you can launch new products on top, at your own pace.

    AloConnect Middleware

  2. Fraud is detected in the monthly report, after the money is gone.

    AntiFraude scores every transaction in real time with AI. Your team only handles the alerts that matter, with the evidence ready.

    AntiFraude AI

  3. Opening an account takes days and customers drop out before finishing.

    100% mobile onboarding: liveness check, document reading and watchlist screening. More active customers, no branch visits.

    AloCompliance

  4. Migration is scary: if something goes wrong, the institution stops.

    No "big bang" and no single cutover date. Your products move to AloCore one by one, when you decide, with the current system as a fallback.

    AloCore Banking

Modernize without stopping your operation for a single day.

The biggest risk in modernization is replacing everything at once. That is why we work alongside your current system and migrate in phases, with visible results from the first one.

  1. 01Step 1 of 4

    We wrap your current core

    AloConnect is installed alongside your system and translates its protocols (ISO 20022, ISO 8583, SOAP, files) into modern APIs.

    What changes
    Your core is exposed as secure, documented APIs.
    What stays the same
    Your core, your customers and your daily operations. Nothing is switched off.
    Modernization diagram, step 1: Connection without disruptionDigital channels at the top, AloConnect in the middle connected to the institution's current core and to AloCore, and a side band for compliance and fraud prevention that spans every layer.01 · Connection without disruptionWalletPunto DigitalVideo bankingAloConnectISO 20022 · ISO 8583 · SOAP · RESTYour current corekeeps runningAloCoremodule by moduleCompliance · AntiFraude

  2. 02Step 2 of 4

    We launch new channels in parallel

    Wallet, Punto Digital or video banking go live connected to your current core through AloConnect.

    What changes
    Your customers get digital channels under your brand.
    What stays the same
    Your current core remains the system of record for accounts and balances.
    Modernization diagram, step 2: Digital channelsDigital channels at the top, AloConnect in the middle connected to the institution's current core and to AloCore, and a side band for compliance and fraud prevention that spans every layer.02 · Digital channelsWalletPunto DigitalVideo bankingAloConnectISO 20022 · ISO 8583 · SOAP · RESTYour current corekeeps runningAloCoremodule by moduleCompliance · AntiFraude

  3. 03Step 3 of 4

    We activate compliance and fraud prevention

    AloCompliance and AntiFraude AI monitor every layer: biometric account opening, transaction monitoring and regulatory reports with evidence.

    What changes
    Every transaction, on any channel, goes through the same risk controls.
    What stays the same
    Channels and core keep working the same way for the customer.
    Modernization diagram, step 3: Risk across every layerDigital channels at the top, AloConnect in the middle connected to the institution's current core and to AloCore, and a side band for compliance and fraud prevention that spans every layer.03 · Risk across every layerWalletPunto DigitalVideo bankingAloConnectISO 20022 · ISO 8583 · SOAP · RESTYour current corekeeps runningAloCoremodule by moduleCompliance · AntiFraude

  4. 04Step 4 of 4

    Migrate at the pace you decide

    When it makes sense, products and accounts move to AloCore one at a time. No big-bang migrations and no single cutover date.

    What changes
    Products move to AloCore in stages; the previous core is retired when you decide.
    What stays the same
    Channels and customers don't notice: AloConnect routes each transaction to the right core.
    Modernization diagram, step 4: Gradual migrationDigital channels at the top, AloConnect in the middle connected to the institution's current core and to AloCore, and a side band for compliance and fraud prevention that spans every layer.04 · Gradual migrationWalletPunto DigitalVideo bankingAloConnectISO 20022 · ISO 8583 · SOAP · RESTYour current coreretired in stagesAloCoremodule by moduleCompliance · AntiFraude
Modernization diagram, step 1: Connection without disruptionDigital channels at the top, AloConnect in the middle connected to the institution's current core and to AloCore, and a side band for compliance and fraud prevention that spans every layer.01 · Connection without disruptionWalletPunto DigitalVideo bankingAloConnectISO 20022 · ISO 8583 · SOAP · RESTYour current corekeeps runningAloCoremodule by moduleCompliance · AntiFraude

Real software, in production. See it from the inside.

The same consoles that operations, risk and product teams use today. These are not mockups: hover over or tap any screenshot to explore it. Personal data blurred · Consoles with a language selector (Spanish / English)

Cloud-native core banking

The accounting core your institution can change without fear.

Customers, multi-currency accounts and real-time accounting from a single multi-entity console.

See AloCore Banking
Customer list. Personal data blurred.

If your institution moves money, we already have the piece you are missing.

  • Remittance companies and cross-border payments

    International transfers, recurring payments and settlement over local payment networks, with built-in compliance.

    International Payments and Remittances · AloCompliance · White-label Wallet

  • Digital banks and neobanks

    Core, card issuing and AI-assisted onboarding, combined to fit your model.

    AloCore Banking · PIE · Product Engine · AloCompliance · White-label Wallet

  • Processors and acquirers

    Smart routing, retries across acquirers and built-in fraud prevention on every channel.

    AloPay Acquiring · Punto Digital · AntiFraude AI · Business Portal

  • Cooperatives and microfinance institutions

    Remote onboarding, AI scoring and mobile banking for low connectivity.

    Community Banking · PIE · Product Engine · AloConnect Middleware · AloCompliance

  • Mass payouts and the platform economy

    Payouts to accounts, cards and wallets with real-time reconciliation and traceability.

    International Payments and Remittances · AloCore Banking · White-label Wallet

  • Dealerships and inventory financing

    Plan Mayor: vehicles, demos and spare parts financed without draining the network's capital.

    Plan Mayor · Smart Factoring · AloCore Banking

Not ready to talk to us yet?

Estimate the return on modernizing with your own figures, or browse guides and the glossary at your own pace, without leaving your details.

Calculate the return on investment Browse guides and resources

Your regulator will ask. You will already have the answers.

Every access, every risk decision and every transaction is logged and ready for audit. KYC/AML compliance is built into operations, not kept in a separate spreadsheet: less manual work and lower risk of penalties.

See the security controls
  • AWS cloud infrastructure with isolated networks (VPC), WAF and anti-DDoS protection
  • AES-256 encryption at rest and TLS in transit; card tokenization
  • Cryptographic keys in HSMs and least-privilege access
  • Onboarding with liveness checks, PEP and OFAC list screening, and AI-powered transaction monitoring
  • Immutable audit logs per user and action

See how Alodiga fits your institution, using your own case.

Tell us what you want to launch or modernize and which systems you run today. We will walk you through the platform with your case and a phased roadmap, with no commitment.

Book a demo Message us on WhatsApp

What happens next

  1. We contact you through the channel you prefer.
  2. Demo with a solutions architect, focused on your current systems.
  3. Phased proposal: which module first, why, and what result to expect.

Or directly: info@alodiga.com · +1 305 815 4862