AloConnect Middleware
Translates protocols between legacy systems and modern APIs, with monitoring and role control.
- Real-time metrics
- Transaction management
- Users and roles
AloCore Banking The accounting core your institution can change without fear.
AloCore manages customers, accounts, loans and savings on an immutable ledger that reconciles in real time. It can replace a legacy core in stages or run alongside it.
Alodiga product datasheet. For information only; capabilities are confirmed in the technical proposal. Online version: https://alodiga.com/en/plataforma/alocore
Capabilities
Your team works in a unified console: opening accounts, importing customers, and reviewing loan cycles, pending charges and documents without jumping between systems. The multi-tenant architecture lets you run several entities, each with its own configuration, on the same platform.
- Customer managementOnboarding, import and administration with account number, external ID and status, from a single console.
- Complete financial historyLoan cycles, active savings, pending charges and documents for each customer in one view.
- Multi-entity (multi-tenant)Secure access and independent configuration per institution on the same instance.
- Real-time accountingImmutable ledger with continuous balance synchronization and automatic reconciliation.
- API-first Open FinanceIntegration with ERP, CRM and regulators through REST and ISO 20022 APIs.
Technical specifications
- Domain model inspired by the BIAN standard
- Event-based immutable ledger
- Containerized microservices (Kubernetes)
- Deployment on AWS, Azure or GCP
- Architecture ready for PCI-DSS and SOC 2
What AloCore Banking looks like
Screenshots of the platform in operation. Click an image to enlarge it. Sensitive data blurred
From operational problem to solution
The problem
Maintaining physical infrastructure and obsolete licenses drives up operating costs.
With AloCore Banking
Elastic cloud architecture that scales with real demand.
The problem
A rigid core prevents launching products such as factoring or new credit lines.
With AloCore Banking
Accounts, loans and factoring as independent components that are activated separately.
The problem
Manual compliance creates data silos and increases operational risk.
With AloCore Banking
KYC, KYB and transaction monitoring built into the core itself.
The problem
Without standard APIs there is no way to take part in open banking.
With AloCore Banking
ISO 20022 connector and REST APIs for banks, acquirers and wallets.
Legacy core vs. AloCore
| Aspect | Legacy core | AloCore |
|---|---|---|
| Architecture | Monolithic | Modular and composable |
| Customer management | Separate screens per system | Unified multi-entity console |
| Financial data | Deferred batch processes | Real-time updates |
| Integration | SOAP and flat files | REST and ISO 20022 |
| Scalability | Vertical and costly | Horizontal, in containers |
Legal and regulatory framework
AloCore Banking is designed to operate within the regulations.
Your institution remains the obligated party before SUDEBAN and the BCV. AloCore Banking gives you the controls, records and evidence those regulations require, ready for audit.
- Venezuela
Decree with Rank, Value and Force of Law on Banking Sector Institutions (G.O. Ext. No. 6.154 of 11/19/2014)
Banking secrecy, outsourcing of technology services and SUDEBAN supervision.
- Venezuela
SUDEBAN prudential rules on integrated risk management and protection of financial services users
Operational and technology risk, business continuity, transparency and complaint handling.
- Venezuela
SUDEBAN, Resolution No. 641.10: Rules governing the use of electronic banking services
Security, authentication, availability and traceability of electronic channels.
- Venezuela
BCV resolutions on interest rates and fees
Limits on lending and deposit rates and on fees applicable to credit and savings products.
- Venezuela
Constitution of the Bolivarian Republic of Venezuela (arts. 28, 48 and 60)
Habeas data, secrecy of communications and limits on the use of information technology to protect privacy.
- International standard
ISO/IEC 27001 and ISO/IEC 27002
Information security management system and catalog of security controls.
- International standard
ISO 20022
Standard financial messaging for payments and interoperability.
Alodiga is a technology provider and does not offer financial services to the public. When a service requires prior authorization (for example, as a financial technology institution before SUDEBAN, or before SUNACRIP for digital assets), it is activated only once that authorization has been obtained. In other countries, the equivalent local regulations apply. See legal information.
Related modules
PIE · Product Engine
Loan, savings and factoring configurator with an AI assistant, reports and centralized accounting.
- AI assistant
- Product configurator
- One-click reports
AloCompliance
Biometric KYC/KYB, AI-powered transaction monitoring and sanctions list screening.
- Graph analysis
- Transaction monitoring
- Liveness check
Would you like to see AloCore Banking with your own use cases?
Tell us what you want to launch or modernize and which systems you run today. We will walk you through the platform with your case and a phased roadmap, with no commitment.
- We contact you through the channel you prefer.
- Demo with a solutions architect, focused on your current systems.
- Phased proposal: which module first, why, and what result to expect.
Or directly: info@alodiga.com · +1 305 815 4862